One of the key hurdles to retirement planning, Vishal Kapoor said, was simple procrastination.<br /><br />“It just seems to be plain, simple, boring inertia. That is the biggest reason we have not as yet started planning for our retirement,” he said.<br /><br />While financial constraints and lack of knowledge do play a role, the overwhelming majority simply put off making a decision. “I didn’t feel like doing it today, I think I’ll do it tomorrow,” he said.<br /><br />Kapoor also addressed concerns about financial independence in retirement.<br /><br />Read more: https://www.outlookmoney.com/retirement/forty-after-forty<br /><br />#OutlookMoney40after40